Foreclosure notice of default in California– what is it?

If you’ve gotten a foreclosure notice of default and want to know what the heck is going on, keep reading. Basically, a foreclosure notice of default is a document that has to be filed by a lender to start the process of foreclosure. The foreclosure notice of default must be sent to anyone who has … Continued

Most Common Reasons Why People Sell Their Santa Barbara Home

Most Common Reasons Why People Sell Their Santa Barbara Home Regardless of the season and type of housing market, people are constantly moving. However, as buyers’ demand is high in Santa Barbara in spring, home sellers usually hope for a quick and hassle-free transaction. So, if you are one of those people who are looking … Continued

How to Find a Good Real Estate Agent in Santa Barbara

Hiring a real estate agent in Santa Barbara can be frustrating. So what are the steps on how to find a good real estate agent in Santa Barbara? Many local large real estate brokers will spend thousands of dollars each month toΒ ensure that their agents are the most visible, whether it be online, in the … Continued

What is a Pre-Foreclosure in Santa Barbara?

With millions of homes across the country going into foreclosure, it’s important for both buyers and mortgage holdersΒ to understand the process. So what is a pre-foreclosure in Santa Barbara anyway? Many homeowners across America and Santa Barbara are facing difficulties making their monthly mortgage payments. WhenΒ a homeowner misses 3-6 months of mortgage payments, the lending … Continued

How to Avoid Foreclosure in Santa Barbara

While the housing market is rebounding, many people in Santa Barbara] are still struggling to make their mortgage payments. If you’re underwater on your home,Β or having trouble keeping up with your monthly mortgage payments, you could be fearful that your mortgage providerΒ is going to foreclose. Thankfully, there are a number of things that you can … Continued

How to Sell Your House to an Investor in Santa Barbara California

Home ownership just isn’t what it was in the 1950’s. In the past, people would buy a home and live there for the rest ofΒ their lives, often passing it on to their family. Things have changed. Many first-time homebuyers are going into it withΒ the attitude that they’ll sell when it’s time for a change. If … Continued

Selling Your Home During a Divorce in Santa Barbara

If you’re wondering about the ins and outs of selling your home during a divorce in Santa Barbara … we’ll dive into the steps and things to look out for in this article. With over 50% of American marriages ending in divorce, many Santa Barbara residents are looking or advice for selling a homeΒ during a … Continued

How to Stay in My Home After Foreclosure in Santa Barbara

A recent study estimates that 47% of foreclosed properties are still occupied. When you first see that stat you may be surprised… but we’re not. What most people don’t realize is that banks aren’t in the business to own homes. They are in the business to loan people money. But when they have to foreclose … Continued

We Buy Houses in Santa Barbara Companies – Are They Credible?

If you’ve been driving around in Santa Barbara, chances are you’ve seen some billboardsΒ advertising companies that buy houses. Often times they say things like “We Buy Santa Barbara Houses!” or “Cash For Your House”. Are These “We Buy Houses in Santa Barbara Companies” Credible? How do I know if the local house buying companies out … Continued

A Quick Guide to Home Insurance

Home insurance is a requirement of your mortgage. How much coverage you get and from which company is up to you. Considering your home is your pride, joy, and most cost-intensive asset, you should be willing to invest in homeowners insurance to protect your home and your finances when you need to claim. Unless you … Continued

Understanding the Foreclosure Process in California

Understanding the foreclosure process in California is an important part of navigating your own home foreclosure. Before we dive in… Understanding the Foreclosure Process in California What is foreclosure anyway? Foreclosure is the legal process that lenders use to take back property securing aΒ loan, generally after the borrower stops making payments. Foreclosure is no fun. … Continued

Can I Sell My House in Foreclosure in Santa Barbara?

Do you have a Santa Barbara California house that’s in foreclosure right now? Many people going through the California foreclosure process want to get out from under that burdensome house and wonder if they can sell the house in foreclosure. The short answer: yes. The long answer: it’s a little more complicated, but usually you … Continued